if we talk about loans and scholarships so we have to avail loans on our name or can avail it on our parents name too and how can i get a decent scholarship which would help?

Shrikant Goyal

Founder at WALT INDIA

Students may include their parents or legal guardians as co-applicants when applying for a loan. In short, the primary borrower is the incoming student. An applicant's co-applicant may be a parent, spouse, or sibling. Students who want to pursue higher education abroad may be eligible for such loans.

Here are a few steps that will help you get a decent scholarship: 

Find
Identifying a scholarship to study abroad is the first step in getting one. Next, find out whether any subject-specific scholarships are available from the university or inquire about international scholarships.

Qualify
Once you've spotted a scholarship, confirm that you are eligible. Check and double-check the requirements before applying for a scholarship because there is no sense unless you meet them.

Research
Research the scholarship and its provider as soon as you find one for which you are eligible. Then, find out what they are looking for in candidates. For example, are they interested in younger candidates with a flair for entrepreneurship? Or maybe they are seeking candidates with strong ties to a charity?

Prove Yourself
Now is the time to sit down with a pen and paper and complete the application. Use the research you've already done as a checklist to check off everything the scholarship provider is looking for, and then provide supporting information for each item.

Repeat
It's unlikely that you'll get the first scholarship you apply for, so applying for multiple positions at once is a good idea. Remember that the huge scholarships are quite competitive, so don't pin all your expectations on them.