I am in class 11 so I want to do my graduation from B Tech from foreign but I am from a middle class family. So what should I do?

Question

I am in class 11 so I want to do my graduation from B Tech  from foreign but I am from  a middle class family. So what should I do?

Divyakshi Gupta · Accepted Answer

Your study abroad dreams should never be hampered by any financial constraints.
While scholarships could be very helpful to keep this dream alive , most times it is not possible for each student to avail one for themselves. Thus, loans are the safest option which people rely on. And don&rsquo;t be scared loans doesn&rsquo;t have to be a burden. There is a wise approach that you can take. 
I have curated a list of banks that offer you the cheapest loans along with their interest rates, so that it gives you a bird&rsquo;s eye view. 
 
Axis Bank - 13.70% P.A
HDFC Bank - 13.8% P.A
Bank of Baroda - 9.85% P.A
SBI - 13.70% P.A
Federal Bank - 13.6% P.A
The tenure that you get to pay off the loan from all of these banks is 15 years, so you don&rsquo;t have to worry if you would be able to pay off the debt or not. You can easily work through your EMIs and look for jobs that fetch you good salaries and growth. As a student and as a working professional, you will have a financial back that could help your career progress.  And taking a loan will nowhere hamper the placement process. So be rest assured with that. 
Coming towards the second part of your question, you should choose a university based on factors like your profile, your interests as well as your future objectives.
If any of this feels like a hassle, you can directly get in touch with experts from the industry who have been doing this for a while and can help you accelerate the process. They will will make sure none of your study abroad dreams get hampered because of some financial constraints.
Let me know if this helped and if you need any other information from my end.

Sonali Bisht · Answer

Embarking on a journey to pursue a B.Tech degree abroad is an ambitious goal, particularly considering financial constraints. However, with careful planning and informed decision-making, it's entirely feasible.
Begin by thoroughly researching countries and universities renowned for offering quality education at affordable rates. Look beyond tuition fees to factor in living expenses, healthcare, and other associated costs. Countries like Canada, Australia, and certain European nations are popular destinations known for their diverse range of programs and scholarship opportunities for international students.
Next, prioritize your academic performance and extracurricular involvement to maximize your eligibility for scholarships and financial aid. Many universities offer merit-based scholarships, grants, and bursaries based on academic excellence, leadership qualities, or specific talents.
Additionally, consider enrolling in community college or pursuing diploma programs that offer transfer pathways to universities abroad. This approach can help you save significantly on tuition fees while ensuring a seamless transition to your desired foreign institution.
Explore part-time work options available for international students in your target country. Balancing work and studies can not only alleviate financial burdens but also provide valuable work experience and networking opportunities.
Lastly, seek guidance from educational consultants or financial aid advisors who specialize in supporting students from diverse backgrounds. They can offer personalized advice, assist with scholarship applications, and provide insights into alternative funding options such as education loans or sponsorships.
By adopting a strategic approach and leveraging available resources, you can turn your dream of studying abroad into a rewarding reality, irrespective of your financial background.

Harshpreet Seera · Answer

I understand your concerns about financing your education abroad, as I was in a similar position. What worked for me was starting my research early and focusing on countries and universities that are known for being more financially accessible. 
Countries like Germany offer nearly free tuition to international students, which significantly reduced my financial burden. I took advantage of scholarships available specifically for engineering students and applied as early as possible. Don't overlook smaller scholarships; they can collectively ease your financial load. 
Enhancing your academic and extracurricular profile is crucial. This not only helps in admissions but also increases your chances of securing scholarships. Participate in science fairs, join tech clubs, and maybe even start a small project or blog related to your field of interest. These activities make your scholarship and university applications stand out. 
Finally, consider part-time work options while you study. In many countries, student visas allow you to work a certain number of hours per week. This can help manage daily expenses and reduce financial stress. 
From my experience, while the path isn't always easy, with determination and careful planning, it's definitely achievable. Start your preparations early, and keep your goal in sight!