Can a middle class Indian study MS in USA?

Question

Divya Rastogi · Accepted Answer

Absolutely, a middle-class Indian student can pursue an MS in the USA. While the financial aspect might seem daunting, several strategies can make this goal attainable.
1. Scholarships and Grants: Many universities offer scholarships and grants specifically for international students. Research and apply for these opportunities early. Platforms like EducationUSA, Chegg, and university websites provide comprehensive scholarship lists.
2. Assistantships: Graduate assistantships, including teaching and research roles, often come with tuition waivers and stipends. These positions not only help financially but also provide valuable experience.
3. Education Loans: Indian banks offer student loans with competitive interest rates. Look into banks like SBI, HDFC, and Axis Bank, which have specific products for studying abroad. Education loans typically cover tuition fees, living expenses, and travel costs.
4. On-Campus Employment: F-1 visa holders can work on-campus for up to 20 hours per week during the academic year and full-time during breaks. These jobs, while not high-paying, can help with living expenses.
5. Cost Management: Opt for more affordable universities or states with a lower cost of living. Public universities often have lower tuition fees than private ones. Additionally, living in shared accommodations and cooking your own meals can significantly reduce costs.
6. Financial Planning: Start saving early and budget wisely. Prioritize essential expenses and avoid unnecessary spending.
7. Online Resources and Community Support: Utilize online forums, social media groups, and university resources to get tips and advice from other international students who have successfully managed their finances.
By exploring these avenues, a middle-class Indian student can feasibly study for an MS in the USA. It requires thorough planning, resourcefulness, and determination, but it is entirely achievable.